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Life settlements are a hot topic in life insurance circles. The connections between the settlement industry and other financial services is the contrasting perspectives on the impact of potential regulation and public policy on settlement markets, issues surrounding stranger-originated life insurance, and the future of settlements. Life settlements are an option for high-net-worth policy owners age 65 or older. While many policy owners are unfamiliar with life settlements until a financial professional mentions the option to them, the concept has gained attention from high-profile proponents. A growing number of experts now believe that informing clients about offering life settlements should fall under the fiduciary duty of a financial advisor.