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by: Christine Zafra
It is sometimes hard to identify whether insurance, specifically health insurance, is beneficial or not to the beneficiary. Maybe it is beneficial for the fact that they can have free check ups or laboratory tests. But is it really for free? Or is it post paid by the payments the beneficiary gave to the insurance company? Are they getting back what they have invested? Health insurance are sometimes stressful. The patient needs to get letters of approval from the insurance company before having himself/herself checked. Health insurance may be useful in providing health services but it is not completely advantageous for other individuals who are experiencing a tough time with their insurances.
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