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Sick people have a hard time in getting insurance plans. The types of illness that these plans look out for include high blood pressure, heart disease and diabetes. Being overweight could cause some problems too, the heavier you are, the higher your insurance premium will be. Insurers use a table that lists down weight and the corresponding height to compute the possible risk factor. Based on statistics it is believed that overweight people is at a greater risk because the probability of having health problems is higher. The ideal customer for an insurer is somebody who is expected to live a long life.

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